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Villashore Pty Ltd trading as Cash Lab ABN 67 595 859 152, Australian Credit Licence 390571

Cash Lab
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  • Personal FinanceCash Loans $300 to $2,000 and Personal Loans up to $5,000.
  • Apply for a LoanStart now and complete it in a few minutes.

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  1. Home
  2. Legal
  3. Refund & Warranty Policy

Legal & Compliance

Refund & Warranty Policy

When you buy from CashLab - online or in-store - you can expect items to be of satisfactory quality, fit for purpose, safe, durable, and accurately described.

If something goes wrong, you may be entitled to a repair,
replacement or refund under the Australian Consumer Law (ACL).

CashLab 30-Day Warranty (most items)

Unlike person-to-person marketplace sales, most items sold by CashLab are covered by a 30-day warranty. If your item develops a fault within 30 days of purchase, contact the store of purchase to discuss the best remedy—repair, replacement or refund.

Exemptions & Special Cases

Because second-hand goods each have a unique history, some items may be exempt from the standard 90-day warranty. These may include:

  • Items specifically marked with a different warranty period on the product page or receipt.
  • Items sold "as is" or "parts only", where known faults are clearly described at the time of sale.
  • Consumables and accessories where wear and tear is expected.

If you're unsure what applies to a particular item, please speak with the store team before purchasing.

Refunds

We're committed to doing the right thing if there's an issue. Please note:

  • CashLab does not offer refunds for change of mind.
  • Where there's a problem with your purchase, we'll work with you on an appropriate remedy under the ACL—repair, replacement or refund.

How to request a remedy

  1. Contact the store where you purchased the item (details are on your receipt or dispatch sheet). Explain the issue and the remedy you're seeking. The team may troubleshoot with you or discuss next steps.
  2. If the store asks you to return the item, please include all accessories. You can return in-person for store purchases or online orders (the store may provide a pre-paid return label or reimburse reasonable return postage once assessed and approved.
  3. Once your item is received at the store, we'll process a repair, replacement or refund. Refunds are returned to the original payment method.

Proof of purchase

Please keep your receipt, invoice, or dispatch sheet. It helps us locate your order quickly and process any warranty or refund claim.

Your rights under Australian Consumer Law

Nothing in this policy limits your rights under the ACL. Depending on the nature of the fault, you may be entitled to a repair, replacement, or refund, and—in the case of a major failure—other reasonable remedies.

Questions about this guide?

Personal Finance: pfmidland@cashlab.com.au · Tel: (08) 9250 3074

Contact Us

Legal pages

  • Credit Guide
  • Privacy and Credit
  • Complaints Management Policy
  • Privacy Statement
  • Website Privacy
  • Target Market Determination
  • Refund & Warranty Policy
Cash Lab

Licensed pawnbroker providing modern secured lending, gold assay testing, and certified pre-owned luxury goods across Western Australia.

Personal Finance: pfmidland@cashlab.com.au

Pawn Broking/Retail: midland@cashlab.com.au

Tel: 08 9250 3074

  • Personal Finance
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  • Credit Guide
  • Privacy and Credit
  • Complaints Management Policy
  • Privacy Statement
  • Website Privacy
  • Target Market Determination
  • Refund & Warranty Policy

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Australian Government requirement

Do you really need a loan today?

This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before borrowing:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone 13 23 07.

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

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