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CashLab


Concierge


Consultations


We come to you

A respectful, by-appointment ONLY valuation service for jewellery, watches and fine items - designed for people who prefer not to visit a shop, or can’t.

We come to you, on your terms.

Licensed jewellery & watch consultations at your home, business, or aged-care residence.

No obligation. By appointment only.

How It Works

1

Submit photos & description

Upload clear images and tell us the story behind your piece.

2

Pre‑screening

We review authenticity signals, provenance and market demand to confirm suitability.

3

Appointment confirmation

We schedule a consultant to visit your chosen location

4

In‑person assessment

Transparent testing and a respectful, face‑to‑face estimate.

5

Your decision

Accept on the spot or take time to think. No pressure at any stage.

What We Assess

We focus on high-value personal items with established secondary markets. This includes modern and vintage gold or platinum jewellery, diamond and coloured-stone pieces, and luxury watches—whether or not original papers are available. We can also consider select fine items on request where authenticity, condition, and provenance can be reasonably established.

Eligibility & Screening

To keep the service secure and efficient, we pre-screen all enquiries. As a guide, we typically consider items with an expected resale value of around $1,500 or more (flexible by piece). Provenance—such as original boxes, receipts, papers, or service history—can strengthen your submission. Clear photos are essential: front, back, and close-ups of clasps and hallmarks; for watches, include the movement where possible. We may request ID verification and proof of ownership before confirming an appointment, and we reserve the right to decline items that are ineligible or cannot be verified.

Who This Helps

This service is designed for people who value privacy, comfort, and convenience. It’s especially helpful for seniors and aged-care residents who prefer a calm, familiar setting and wish to meet by appointment with facility permission. Busy professionals and collectors appreciate the discretion and time saved by an in-home visit. It also supports families who are managing estates or thoughtfully downsizing quality pieces, providing a respectful, no-pressure way to consider their options.

Your Safety & Privacy

Your safety and privacy are central to our process. All visits are by appointment only—no cold calls or door-knocking—and are carried out by police-checked, ID-badged agents whose names and photos are shared with you in advance. Visits are insured, handling is discreet, and a support person such as a family member or carer is always welcome. Our testing is transparent and non-destructive, and we explain each
step so you can make an informed decision.

Fees

There is no charge to submit photos and a description for screening. Concierge visits are free within ourservice areas; a small call-out fee may apply outside metropolitan zones, which we will always confirm inadvance.

Aged-Care Protocol

We only visit aged-care facilities at the invitation of the resident or their authorised representative, and with the facility’s permission. Appointments are held in appropriate, agreed locations—typically common rooms or private offices—so the process remains comfortable and transparent. We do not undertake unsolicited approaches or marketing within facilities.

FAQs

What is CashLab Personal Finance?

A simple way to access funds for life's essentials, with straightforward terms and a friendly, local team.

How fast can I get funds?

If approved and once your contract is signed, funds can move quickly. Actual timing depends on your bank and application time.

Can I apply if I've had credit issues?

Yes—you're welcome to apply. We look beyond the score and consider your overall circumstances.

How do repayments work?

You'll choose a schedule that suits your pay cycle (subject to approval). We'll show total costs and your repayment plan up front.

What do you assess?

A combination of your income, expenses, bank statements, and general affordability to ensure it's right for you.

What if I miss a repayment?

Please contact us as soon as possible—fees may apply. We'll work with you to get back on track.

Important information

Applications are subject to assessment and suitability.