Borrow against what you own

A pawn loan lets you turn something you own into cash today and collect it again when you repay.

Contact usVisit a store
A camera, headphones, smartwatch and gold necklace on a dark stone counter

How a pawn loan works

From valuation to cash in four steps

  1. Bring your item into any of our stores

  2. We assess the item and offer a loan amount based on its value

  3. Your item stays securely in store for the length of the loan

  4. Repay the loan and interest, and the item is yours again

What we accept

Gold, tech, tools and more

A camera body and leather strap on a slate surfaceA gaming console, controllers and a monitor on a desk

  1. Gold and jewellery, including broken pieces

  2. Watches

  3. Smartphones, tablets and laptops

  4. TVs, gaming consoles and games

  5. Power tools

  6. Cameras and lenses

  7. Audio and DJ gear, and musical instruments

  8. Designer handbags and sunglasses

  9. Collectibles

Please bring any chargers, cases or accessories that go with the item.

Pawn or sell?

Pawn it or sell it

Once we've valued your item, the choice is yours.

Pawn it

Pawn it if you need cash for a while and want the item back. You borrow against it and collect it when you repay.

Sell it

Sell it if you no longer need it. We make you an offer on the spot and the item becomes ours.

Selling gold?

We test it with XRF, so you can see its gold content before we make an offer.

A diamond ring on dark marble

If you can't repay

No debt collectors if you can't repay

If you don't make the payments, or decide not to redeem the item, we keep it and sell it to settle the loan. There are no debt collectors and nothing is recorded on your credit file.

If you think you'll struggle to repay, talk to us before the due date. Extending by a month may give you the time you need.

FAQs

Common pawn loan questions

It depends on the item and its condition. We assess it in store with you and agree on an amount before anything is signed.